What is the difference between paying social security and not paying social security?

Working in a different place, the company will always ask us if we pay social security. Many people think that social security costs a lot of money. In the next month, it will be close to 300 yuan (the company will bear half of it), and it may be gradually raised with the development of the economy. This is equivalent to investing in the future and providing for the elderly. You can only receive a pension when you reach the specified age after paying 15 years. Men are over 60 years old, women are over 50 years old and female cadres are over 55 years old. # Chua's Plan #

Some people may ask: I have paid 15 years, and I haven't reached retirement age yet. Do I still need to pay? If you are a freelancer who pays social security by yourself, you can choose not to pay it. If you work in a company, you should continue to hand it in. According to Article 63 of the Social Insurance Law of People's Republic of China (PRC), if the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.

Some people don't think it is necessary to pay social security, because they just think it is an old-age insurance card. Is it true?/You don't say. In fact, the old-age insurance is only one of them, and the social security card is divided into eight items: one is personal social security related information record, electronic certificate and information inquiry. Second, record the insured's name, ID number, date of birth, gender, nationality, residence and other basic information. Third: inquire about my pension, unemployment, medical care, work injury and maternity insurance payment. Fourth, you can take the card to the hospital and go to the pharmacy to buy medicine. Fifth, handle social security affairs such as medical care, unemployment, pension, work injury and maternity. Sixth, inquire about the accumulated total amount of endowment insurance and medical insurance. Seventh: handle social security affairs such as receiving pensions, job hunting, unemployment registration, and even participate in vocational training. Eighth: it will have multiple functions of a card, such as paying water and electricity bills, swiping cards on buses and electronic wallets.

I believe that when social security was first paid, many people activated it. Do you want to try whether social security can reimburse medical expenses? The answer is: no, because social security must be paid for three months in a row to be reimbursed. So how much can I reimburse? The reimbursement rate of social security card hospitalization is: town hospital 60%; 40% reimbursement for secondary hospitals; 30% reimbursement for tertiary hospitals; There are also family doctors who can sign contracts, and outpatient medical insurance can be reimbursed by 5%.

After I personally try the social security card, if I go to a community hospital, I can directly use the social security card to reimburse my medical expenses. If I go to a private hospital or an urban hospital, I must first make a referral form in the community hospital and make it clear which hospital I will go to for reimbursement. If there is no referral form, I will either pay the fee directly or go back to the community hospital to make up a new one.

If you don't pay social security, when you work in a different place and find that you are in poor health, you will find it expensive to go to the hospital for examination, treatment and medicine, and it may even be difficult to see a doctor. When you are unemployed, you don't have much money at hand, and you have to borrow money from others, which hurts your feelings! People with social security can get social security unemployment insurance from the social security department, so that they have enough funds to find jobs. So for our happy life, I call on everyone to actively pay social security! Because social security does bring us many benefits, and it is also the guarantee of old-age insurance. Please remember to write down any suggestions in the comments section below. If you feel good, please remember to forward it. Thanks for your support.