How about social security e-loan

First, is social security e-loan good?

Social security e loan is good. "Social security e-loan" is an innovative credit product jointly launched by Wudi Rural Commercial Bank and the Human Resources and Social Security Bureau. It has the characteristics of second-to-second loan, no guarantee, return with the loan, zero manual intervention and so on. Up to 200,000 yuan, the minimum annual interest rate of the loan is 4.85%. Since the launch of the "social security e-loan" product, the bank has actively promoted and marketed qualified customers within its jurisdiction with the help of activities such as the resident of account managers in villages (points), party building in enterprises and institutions, and administrative villages, so as to ensure that inclusive finance policies are delivered to thousands of households.

Second, why is the rural commercial bank's social security e-loan unqualified?

Rural commercial bank social security e daimei

1, personal qualifications do not match, and the application conditions for rural e-loans of rural commercial banks are very strict, so the application for rural e-loans of rural commercial banks will fail.

2. There is a problem with personal credit information, and the applicant for rural e-loan of rural commercial bank has a bad record, which indicates that the applicant does not meet the application conditions, which will lead to the failure of the application for rural e-loan of rural commercial bank.

3. There are a lot of debts. As a bank's credit loan, E-loan of rural commercial bank requires the repayment ability of the applicant. If the application is found to be risky, the system will reject the application.

3. Is there any conflict between Nanjing Bank's social security loan and Hello E loan?

Any bank will do. It depends on your situation and real estate situation, and see which policy is more beneficial to you.

4. Can you introduce the social security loan of China Bank and the E loan of Guangdong Bank of China in detail?

China Bank Guangdong Bank of China E Loan Social Security Loan Introduction: Bank of China Bank of China E Loan? Social security loan is based on the product process of "BOC e-loan" and has joined the customer base of "paying social security fees" in Guangdong Province (excluding Shenzhen). China Bank Guangdong Branch cooperates with Guangdong Provincial Taxation Bureau. The real-time customer social security data can be used as the basis for BOC's e-loan approval decision after the customer is authorized by official website of Guangdong Electronic Taxation Bureau or the official account of Guangdong Tax WeChat. The above contents are for your reference. Please refer to the actual business regulations.