Proportion of individual and unit social security contributions in Shenzhen

We all know that the proportion of social security contributions is composed of individual contributions and unit contributions, and the social security contributions in each region are different. The base is based on the total wages. I. Proportion of social insurance units and individuals (1) Pension insurance 1. The average monthly salary of employees above the individual payment is the base (the minimum number is 40% of the salary of employees in the city last year; The highest figure is 8% of the city's employees' wages in the previous year. 2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts. (2) medical insurance medical insurance payment ratio (the minimum amount is 60% of the city's employees' wages in the previous year): unit 10%, individual 2%+3 yuan. (3) Unemployment insurance unit 1% and individual 0.2%. (4) Work-related injury insurance determines the work-related injury rate according to the industry scope of the unit, which is between 0.5% and 2%. (5) Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual. (VI) Deposit ratio of housing provident fund: according to the actual situation of the enterprise, choose the deposit ratio of housing provident fund. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Starting from the second half of 2009, all employers are uniformly required to pay the housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary. Two. Calculation formula of basic pension Basic pension = basic pension+personal account pension+transitional pension = average monthly salary of employees in the whole city in the previous year before retirement ×20% (15 for those whose payment period is less than 15)+ personal account principal and interest and indexed monthly average payment salary × 198. 1, basic pension for enterprise employees = basic pension+personal account pension+transitional pension = average monthly salary of employees in the whole city in the previous year before retirement ×20% (15 if the payment period is less than 15)+ personal account principal and interest and indexed monthly average payment salary × 65448. 2. "Newcomer" basic pension = basic pension+personal account pension. The basic pension is calculated and paid according to 20% of the average monthly salary of employees in this city in the previous year when I retire, and the personal account pension is calculated and paid according to the amount stored in my account divided by 120. Note: Due to objective reasons, the calculation standards of some cities in China may be different. . Because the payment base and compensation base of the five major social insurance types, such as pension, work-related injury, medical care, maternity and unemployment, are linked to the average salary of employees in the previous year, the increase of the average salary level will bring about the adjustment of various social insurance types.