Retirement pension at the age of 55 years old accrued months

The number of months of retirement pension at the age of 55 is as follows:

1. Male workers: male workers retiring at the age of 55 with 15 years of social security contributions can enjoy 100% of the monthly payment standard of the basic pension, i.e., 15 years on a monthly basis;

2. Female workers: female workers retiring at the age of 55 with 15 years of social security contributions can enjoy 90% of the monthly payment rate, that is, 13.5 years on a monthly basis.

The number of months of payment here refers to the number of months from the beginning of the retiree's receipt of the basic pension to the time before his/her death. Meanwhile, if a retiree's years of social security contributions and retirement age are insufficient to meet the standard requirements, it may affect the calculation and receipt of his or her pension. In addition, retirement policies and social security regulations may vary from region to region and unit to unit, and the specific calculation method is subject to local policies and regulations.

The following conditions need to be met in order to calculate the number of months of retirement pension:

1. Retirement: the retiree has reached the legal retirement age or the employee working in the institutions or state organs meets the stipulated conditions for retirement;

2. Contributions to meet the requirements: the retiree has already paid the social insurance costs in accordance with the regulations, including basic pension insurance, medical insurance, Workers' Compensation Insurance, Maternity Insurance, etc.

3. Not employed or earning the required income: the retiree has not been re-employed after retirement or has been re-employed but his/her income has not reached the required standard;

4. Applying for a pension: the retiree needs to apply for a pension from his/her unit or social security institution and provide relevant supporting documents and personal information.

In summary, different regions and individual situations may vary, depending on local policies and regulations. Retirees should be aware of the policies and regulations regarding pensions before retirement, pay their social insurance premiums in a timely manner, and apply for a pension in accordance with the regulations after retirement in order to receive the benefits they are entitled to.

Legal basis:

Article 15 of the Social Insurance Law of the People's Republic of China

The basic pension consists of the integrated pension and the individual account pension. The basic pension is determined on the basis of an individual's accumulated years of contributions, the wages paid, the average wage of local employees, the amount of individual accounts, and the average life expectancy of the urban population.

Article 16

Individuals who have participated in basic old-age insurance and who have accumulated fifteen years of contributions by the time they reach the legal retirement age shall receive a basic pension on a monthly basis. Individuals who participate in basic pension insurance and have contributed less than fifteen years of contributions when they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis may be transferred to a new type of rural social pension insurance or urban residents' social pension insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.