What is the proportion of individuals paying social security?

Endowment insurance: the contribution ratio is 24%, 16% shall be borne by the employer and 8% by the individual;

Medical insurance: the payment ratio is 12%, 10% shall be borne by the employer and 2% by the individual;

Unemployment insurance: the payment ratio is 1%, with 0.8% for the employer and 0.2% for the individual;

Work-related injury insurance: the payment ratio is 0.2%, which is fully borne by the employer. Employees enjoy treatment and cannot pay;

Maternity insurance: the contribution rate is 0.8%, and all the expenses are borne by the employer. Employees who meet the relevant regulations can enjoy it, but they can't pay it themselves;

Housing accumulation fund: the deposit ratio is 10%- 13%. Considering the enterprise's own situation, it is neither hard nor strong. How much does it cost for individuals to pay social security every month?

The monthly payment standard for individuals to pay social security is: 8% for endowment insurance; Medical insurance pays 2%; Unemployment insurance1%; Industrial injury insurance payment of 0.5%; 0.8% of maternity insurance contributions; Pay 8% housing provident fund. Social insurance covers more aspects than general commercial insurance. Commercial insurance generally only covers medical care or old-age care, while social insurance can generally cover five risks at the same time. Moreover, in terms of medical care, the advantages of social insurance are very prominent.

Second, judicial interpretation.

At present, people have different views on social security. Some people think that social security has brought great protection to ordinary employees, so they don't have to worry about getting old and seeing a doctor. But in recent years, more and more people think that the monthly social security payment has become a great burden, and the fees paid account for a large part of the salary. More importantly, the money paid may not be fully recovered in the future.

1. Social insurance is a national welfare security undertaking that is not for profit, while commercial insurance is for profit. Generally speaking, the charges for commercial insurance are much higher than those for social security with the same specifications.

2. Social insurance covers more aspects than general commercial insurance. Commercial insurance generally only covers medical care or old-age care, while social insurance can generally cover five risks at the same time. Moreover, in terms of medical care, the advantages of social insurance are very prominent.

The standard of social insurance is constantly improving every year. At the beginning of July every year, the state will adjust the social security base according to the basic salary of employees, and the adjustment ratio is still very high. Generally, it will increase by more than 10% every year, which means that the more money you get later, the biggest advantage of this is that it can eliminate the impact of inflation in a relatively small range, and even if commercial insurance will adjust its return, it will not rise faster than social insurance as a whole.

Individuals pay social security in accordance with the prescribed proportion. It should be noted that the payment standard of social security is not uniform, and local governments should formulate it according to local actual conditions. In addition, the payment of social security is based on the principle that the more you pay, the greater your income. The longer the working hours, the longer the payment time, and the higher the retirement salary. The specific situation should be based on the appraisal of social institutions.

Sex laws and regulations.