The principle of paying more for social security, then can you choose to pay less voluntarily?

The principle of paying more for social security, then can you choose to pay less voluntarily? The principle of personal social security is to pay more, so can you choose the one with low personal social security to pay? This is the case, that is, the payment of social security, although it is also overpaid, but for the employees in the enterprise, the enterprise unit to which it belongs should pay social security wages strictly according to the individual wages of the employees, and the payment standard cannot be lowered, which is also in line with the social security tax reform standard.

Because the social security tax reform clearly stipulates that in the process of paying social security for employees, enterprises must pay social security wages in strict accordance with the individual wages of employees, and cannot choose a minimum standard to pay social security wages. In that case, it is not in the interests of employees. Therefore ... it is difficult for employees to choose their own payment ratio, which is a problem that needs attention.

In fact, in addition to company employees, there are some special groups, that is, people who pay social security according to flexible employment methods. Then these people are free to choose the contribution ratio, which is not affected. Because they have no work unit, they are independent and fully responsible for each contribution ratio. Naturally, they are free to choose the proportion that suits them.

Everyone can choose the payment standard of social endowment insurance at will between 60% and 300%. As a flexible employee, the key to choosing the payment standard is to look at your own economic strength, because this average payment index is an important standard to measure your future pension benefits. The bigger your average contribution index, the higher your future pension income. However, due to their poor economic strength, they can't choose a relatively high payment index, so they can definitely choose the lowest payment index to pay, which is no problem.

In addition to these average payment indexes, the most important criterion for calculating pension is the total payment period, so we should try our best or give priority to ensuring a long enough total payment period. On the premise of ensuring a long enough total payment period, moderately consider raising the payment index. This payment method will have a great influence on ourselves in the future, so the total payment period is extremely important to us.

In this way, the difference of payment index means the difference of pension benefits in the future, and the economic strength can't reach a relatively high payment index, so it is completely no problem for everyone to pay according to the minimum payment index of 60%. Because of this, pension wages will be lower. In fact, before this, many enterprises paid old-age insurance premiums to employees, and in most cases they paid 60%, because there was no specific provision for calculating social security wages strictly in proportion before the social security tax reform. On the one hand, in order to reduce their own labor costs, enterprises usually pay social security benefits at the lowest level!