Three insurance is which three

Three insurance refers to the basic pension insurance, medical insurance, unemployment insurance, is the main component of social security (social security also includes maternity insurance and work injury insurance), the state requires enterprises to pay for employees social security, usually by the enterprise and the individual *** with the same commitment. One of the old age insurance for employees to provide protection for the insurance of old age, personal payment of social security for 15 years, and so after retirement can receive the appropriate benefits on time, medical insurance is the policyholder in the medical insurance designated medical institutions to treat the disease of social security agreement can be a certain amount of reimbursement, unemployment insurance for the policyholder to provide a certain amount of living allowance after unemployment.

Medical insurance refers to the national legislation, in accordance with the principle of compulsory social insurance basic medical insurance premiums should be paid by the employer and the individual employee on time and in full. If they do not pay in full and on time, they are not counted in their individual accounts, and their medical expenses are not paid by the basic medical insurance fund.

Unemployment insurance refers to the state through the legislation mandatory, by the community to establish a centralized fund to provide material assistance to workers due to unemployment and the temporary interruption of the source of livelihood system. It is an important part of the social security system and one of the main programs of social insurance.

Legal Basis

The Social Insurance Law of the People's Republic of China

Article 2

The State establishes a social insurance system of basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the citizens' rights to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and childbirth. rights.