Is medical insurance cleared every month?

According to the inquiry method, the money in the medical insurance card will not be cleared. Although medical insurance can no longer be reimbursed after the prescribed time limit, as long as there is money in the medical insurance card, the balance can still be used to buy medicine, see a doctor and be hospitalized, and it will not be cleared. When medical insurance is suspended, the function of medical insurance card will be disabled, but the balance of medical insurance card account will not be cleared. Take the insured's termination of insurance in June as an example. The account balance of that year was settled in June, and all the account balances of previous years were in the account. When the insured resumes insurance, the balance will be automatically accumulated.

Article 28 of the Social Insurance Law conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses, and shall be paid by the basic medical insurance fund in accordance with state regulations. Article 29 of the Social Insurance Law, the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.