Social security retired for a year, and someone died?

The insured person of social endowment insurance has died, and the pension balance in personal account can be inherited. According to "Social Insurance Law", personal account pension has the nature of compulsory savings and belongs to individuals. If an individual dies (including before and after retirement), the pension balance in the personal account can be inherited. In case of death due to illness or non-work-related reasons, the survivors can receive funeral subsidies and survivors' pensions. Funeral allowance and survivor's pension are also part of the employee's pension insurance benefits.

If the retired employee dies, the pension will be suspended next month. If the insured person dies after retirement, the balance of personal payment principal and interest in his personal account will be returned to the heir at one time, and the pension insurance relationship will be terminated. The refund shall be handled by the local social insurance agency with the death certificate and the valid certificate of the heir. After the death of retirees, it will be stopped from the next month.

After the death of employees, urban self-employed workers or retirees, the basic old-age insurance premiums paid by individuals can be inherited by the heirs according to the following provisions, which are divided into three situations:

1. If an employee dies, part of the basic old-age insurance premium and interest paid by the individual can be fully inherited;

2. If an individual worker dies before reaching the statutory retirement age of employees, the basic old-age insurance premium and interest paid by him can be fully inherited;

3. Retirees and urban self-employed workers who receive the basic old-age insurance on a monthly basis die, and the part paid by individuals in the amount stored in personal accounts and interest.

legal ground

Social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.