How much can I get from the endowment insurance base of 5000?

I usually get 1500 a month when I retire. Workers who retire and receive pensions must reach the statutory retirement age of the state, that is, men must be 60 years old, women workers must be 50 years old, and women cadres must be 55 years old. Its calculation formula is: basic pension = basic pension+personal account pension+transitional pension. And (5,000 yuan× 8 %×12×10 ÷120) is an individual account pension, and (5,000 yuan×15%) is the basic pension.

What is the concept of 1.5000 payment base?

The payment base of endowment insurance is usually 60%-300% of the average salary of local employees, which is divided into seven or eight grades (60%, 80%, 90%, 100%, 150%, 200%, 300%), for example, the average salary of on-the-job employees is 6,000 yuan, and the payment base is.

The payment base is 5000 yuan. Judging from the current situation in various provinces, it is definitely not the lowest. I have never seen any province pay a minimum of 5,000 yuan, and it is most likely to get 80% of the results, the second file.

Can calculate the average salary of local employees 5000 &; Leather; 80%=6250 yuan

If the incumbent currently pays 5000 * 8% = 400 yuan every month, then he will pay 4800 yuan a year.

If flexible employees pay employee pension insurance, the payment ratio is 20%, that is, 5000*20%= 1000 yuan, and the annual payment is 12000 yuan.

Second, what is the pension payment base of 5000 yuan for retirement?

For example, the average salary of local employees on the job is 6250 yuan, and individuals choose to pay 5000 yuan, and the second payment index is 0. 8. Individual contributions 15 years, retirement benefits for men at the age of 60:

Basic pension: (6250+6250* contribution index 0. 8)& amp； Leather; 2* Payment period 15* 1%=844 yuan.

Personal account pension: 5000*8%* 12* payment period 15/ calculated months 139=5 18 yuan.

Then it can be calculated that the pension is about 844+5 18= 1362 yuan per month.

If a female employee retires at the age of 50, and the calculated number of months of pension is 195 months, then the pension is the basic pension 844+ personal account pension 5000*8%* 12* payment period 15/ calculated number of months195 = 844+369 = 60.

It should be noted that due to the adjustment of the average salary of employees on the job every year, the payment base will change. The payment base of the second file this year is 5000 yuan, and the corresponding payment base of the second file next year may be 5200 yuan, which will change to some extent. For on-the-job personnel, it is generally reported by the unit according to the average salary of employees, and individuals can't control it; However, flexible employees need to consider the ability to pay after the future payment base rises.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 3 of the Interim Measures for the Administration of Basic Old-age Insurance can apply for changing from urban and rural old-age insurance to urban old-age insurance after reaching the statutory retirement age of urban old-age insurance and the payment period of urban old-age insurance reaches 15 (including extending the payment to 15), and pay corresponding treatment according to the urban old-age insurance method; If the payment period of endowment insurance for urban workers is less than 15 years, you can apply for transferring from endowment insurance for urban workers to endowment insurance for urban and rural residents. When the conditions for receiving the pension insurance for urban and rural residents are met, the corresponding treatment shall be paid according to the pension insurance for urban and rural residents.