How to calculate if social security is broken in the middle?

Social security is broken from time to time. For example, if you consider changing jobs or leaving your job for more than a month, social security will be automatically cut off.

First of all, we must clearly realize that there is a buffer period for social security payment. For example:

1, medical insurance has a buffer period of 3 months from the date of termination. Over this period, recalculate the continuous payment period. Do not enjoy all medical insurance benefits such as medical reimbursement during the interruption period. Women pay enough for 20 years, men pay enough for 25 years, and they can enjoy life after retirement.

2. Endowment insurance can be accumulated. If it breaks in the middle, it will be fine if you continue. As long as you pay 15 years, you can enjoy your life after retirement.

3, unemployment insurance, maternity insurance, housing provident fund can only be used if it is enough to pay 1 year, and industrial injury insurance can be used at any time.

And paying back the money is not just paying the part of the fee that should have been paid back. If the social security exceeds a certain period, it is necessary to pay late fees and interest.

From July 1 1 day to July 1 day, from the date of breach of contract to the day before the employer declares that the payment has been successful, a late payment fee of 0.5 ‰ shall be added on a daily basis. Calculation rules of late payment fee: monthly social insurance premium payable × days in arrears × five ten thousandths = late payment fee (rounded to two decimal places).

It should be noted that because the basic pension is linked to the length of the payment period and the average payment wage index, the longer the interruption time, the shorter the payment period, and the payment wage index during the interruption of payment according to regulations is zero. Therefore, if the insured person stops paying, his basic pension benefits will be greatly reduced.