Do you still need to buy rural cooperative medical care after buying social security?

If you buy social security, you don't have to buy rural cooperative medical care. According to relevant policies and regulations, social security and medical insurance cannot be repeated. Even if two insurances are paid at the same time, only one of them can be reimbursed. Generally speaking, in rural township hospitals, the reimbursement rate of rural cooperative medical care is higher than that of social security, and in municipal hospitals, the reimbursement rate of social security is higher than that of new rural cooperative medical care. Medical insurance in social security is used for reimbursement of medical treatment, mainly including reimbursement of hospitalization medical expenses, maternity allowance and reimbursement of general outpatient medical expenses within the policy. The reimbursement rate of rural cooperative medical care varies from place to place, and the scope of outpatient reimbursement is more than that of social security, including compensation for serious illness in addition to hospitalization. Rural cooperative medical care is mainly borne by individuals, and the state will give some subsidies. There are two kinds of social security, one is social security for urban workers, that is, units and individuals each bear a part; One is the social security of urban residents, who bear all the expenses themselves.

Legal objectivity:

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.