The standard, base and proportion of individual pension insurance payment in Beijing in 2022, and the grade of pension insurance payment in Beijing in 2022.

202 1 Standard, Base and Proportion of Individual Pension Insurance in Beijing, 202 1 Grade of Pension Insurance in Beijing.

(1) employees

Payment base:

Upper and lower limit standards: 36 13 yuan -2654 1 yuan.

Payment ratio:

Unit:16%; Individual: 8%

The minimum payment amount is calculated according to the lower limit of the base:

Unit: 578.08 yuan; Individual: 289.04 yuan; Total: 867. 12 yuan

Maximum payment amount according to basic limit:

Unit: 4,226.56 yuan; Individual: 2 123.28 yuan; Total: 6369.84 yuan

(2) government agencies and units

Payment base:

Upper and lower limit standards: 47 13 yuan -2654 1 yuan.

Payment ratio:

Unit:16%; Individual: 8%

The minimum payment amount is calculated according to the lower limit of the base:

Unit: 754.08 yuan; Individual: 377.04 yuan; Total:1131.12 yuan.

Maximum payment amount according to basic limit:

Unit: 4,226.56 yuan; Individual: 2 123.28 yuan; Total: 6369.84 yuan

Proportion of Pension Insurance Payment in Beijing in 2020

Unit:16%;

Personal: 8%.

Beijing endowment insurance payment base

Lower limit of enterprise employees: 36 13 yuan; Upper limit: 2654 1 yuan.

Lower limit of public institutions: 47 13 yuan; Upper limit: 2654 1 yuan.

Beijing pension insurance payment standard

1, endowment insurance for urban and rural residents

Payment standard of basic old-age insurance for urban and rural residents in Beijing in 2020: the minimum standard is 1 10,000 yuan per year, and the maximum standard is 9,000 yuan per year.

2. Endowment insurance for urban workers

Total payment = unit payment+individual payment

3. New rural endowment insurance

The minimum payment standard is 10% of the per capita net income of rural residents in this district and county in the previous year, and the insured can raise the payment standard according to their own economic affordability. The total amount of individual contributions and collective subsidies of the insured person each year shall not be lower than the minimum payment standard of this district and county.

How long does Beijing endowment insurance pay?

According to Article 22 of Chapter IV of Beijing Basic Endowment Insurance, if the insured meets the following conditions, he will receive the basic pension on a monthly basis from the month after the approval of the administrative department of labor and social security:

1, meet the retirement conditions stipulated by the state and go through relevant formalities;

2. According to the regulations, the cumulative payment period of the basic old-age insurance premium is 15 years.

Therefore, the old-age insurance in Beijing needs to pay 15 years, and the minimum payment period is 15 years.

What should I do if the payment period of Beijing endowment insurance is insufficient?

This issue is clearly written in Article 16 of Chapter II of the Social Insurance Law of People's Republic of China (PRC): "Individuals who participate in basic old-age insurance can pay their contributions until they reach the statutory retirement age and the accumulated contributions are less than 15 years, and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. "

Combined with the specific situation of social insurance in Beijing, there are the following solutions:

1. Non-Beijing nationals can refer to the Notice of Beijing Municipality on Issues Related to Extending the Payment of Social Insurance Fees by Insured Persons (No.2013 [290] issued by Beijing Ministry of Human Resources and Social Security) to apply for extending the payment in Beijing to 15 or transferring their pension insurance relationship back to their domicile, and apply for a pension according to local policies.

2. Beijing-based non-agricultural registered permanent residence personnel can transfer their social insurance relationship to the street where their household registration is located and apply for deferred payment, and continue to pay to15;

3. For Beijing-born agricultural registered permanent residence personnel, their social insurance relationship can be transferred to the new rural insurance, and the payment will continue to 15.

1. What if Beijing fails to reach the accumulated payment period?

According to the regulations, the insured who reached retirement age after June 65438+1 October1in 2006, but the individual's accumulated payment period is less than 15, will not receive basic pension; Personal account storage amount is paid to me in one lump sum, and at the same time, one-time pension compensation is paid to terminate the basic old-age insurance relationship.

2. How to pay individual endowment insurance in Beijing?

Migrant workers who don't have a work unit should bring the original account and ID card, and the social security bureau in which district should handle the account. You can also choose to apply for residents' medical insurance in the same area as the old-age insurance. The "payment window for migrant workers" set up by the social insurance agency in this Municipality can be used for reference to the annual standard for individual industrial and commercial households and migrant workers to pay basic old-age insurance (he has many payment grades to adapt to people with different economic levels).

You can choose the grade that suits you according to your own economic situation. ) The endowment insurance premium is collected by the post office. Pay on time every month. If you pay quarterly or annually, you should deposit it in advance. Payment will stop if it is overdue for half a year. You can continue to pay fees after completing the formalities at the social security office.

Third, is it necessary to pay endowment insurance continuously 15 years? Is it ok to accumulate?

Endowment insurance does not have to be paid continuously for 15 years, but can be accumulated.

The payment of endowment insurance can be interrupted as long as the accumulated payment before retirement 15 years. Of course, those who have paid pension insurance 15 years, but have not reached retirement age, it is better to continue to pay, otherwise their retirement benefits will be affected.

If the payment is interrupted, according to the current policy, when determining the basic old-age insurance benefits at the retirement age, the calculation base of the basic pension can only be determined according to the average salary of employees in the city in the previous year when I interrupted the payment; If payment is interrupted for many times, all the years of interruption of payment shall be deducted, and the accumulated payment period shall be calculated, and the basic pension shall be determined according to the calculated payment period and the average monthly salary of employees in this Municipality last year; Those who have reached retirement age but have paid less than 15 years can continue to pay until 15 years if they apply.

The amount of basic pension for retirees depends on the length of payment period and payment base. The new pension payment method stipulates that the higher the payment wage, the longer the payment time, the higher the pension insurance benefits after retirement, and the higher the normal treatment adjustment in the future, instead of "only paying 15 years".