How to pay five insurances and one gold in Shanghai?

This sum is usually handled and paid by the employer of the employee. The specific payment process is as follows:

1. Entry and labor contract signing: When signing a labor contract with the unit, new employees should clearly stipulate the payment of five insurances and one gold. According to the law, the employer has the obligation to pay five insurances and one gold for employees according to law.

2. Information collection and registration: The human resources department of the employer will collect the personal information of employees, including ID cards, household registration books, academic certificates, photos and other necessary materials, and use them to open accounts for social security and provident fund. Employees should cooperate to provide true and accurate information.

3. Opening social security and provident fund accounts: The employer opens social security and provident fund accounts for new employees through Shanghai Human Resources and Social Security Bureau (SSB) and Shanghai Provident Fund Management Center. After opening an account, employees will get a social security card and a common provident fund card.

4. Monthly withholding: Before the monthly payday, the employer shall calculate the amount of five insurances and one gold paid by individuals and units according to the average monthly salary of employees in the previous year or the salary agreed in the contract and the specified payment ratio. When paying wages, the employing unit shall withhold the part that should be paid by the individual from the employee's wages and pay it to the social security bureau and the provident fund management center together with the part that should be paid by the unit. Payment is usually made through online declaration system or bank transfer.

5. Annual base adjustment: Shanghai Social Security Bureau and Provident Fund Management Center announce new upper and lower limits of payment base every year. According to the latest regulations, the employer adjusts the employee's social security and provident fund payment base within a certain period of time every year (for example, from July 1 day) to ensure compliance payment.

To sum up, the above process is based on the general situation, and the specific operation may change slightly with the policy adjustment and local regulations. It is recommended to pay attention to the latest official information in real time or consult the local social security and provident fund management department.