Can social security be refunded after 12 years?

You can apply for surrender, but you can only withdraw from the part paid by individuals. What the company pays you can't be refunded. Surrender is very unfavorable. If you want it, just calculate it according to Beijing's minimum social security. 9 15.94 yuan a month. Individual payment 2 12.32. In other words, I will refund you more than 200 yuan a month. More than 700 yuan of the company has been confiscated according to Article 14 of the Social Insurance Law. Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Legal objectivity:

Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions.