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What is the treatment of pension insurance after the suspension of insurance
In the country, under the pressure of the gradual increase in the middle-aged and elderly population, pension insurance has become the topic of people's greatest concern. Before the implementation of the reform of the pension insurance system in China, the basic pension, also known as the retirement pension, retirement fee, is one of the most important pension insurance treatment. That is, the relevant state documents stipulate. In the old age or loss of working ability of workers, according to their contribution to society and have the qualification to enjoy pension insurance or retirement conditions, monthly or one-time payment in the form of monetary insurance treatment, mainly used to protect the basic living needs of workers after retirement.
How to deal with pension insurance after suspension
According to the relevant provisions, the pension insurance is required to pay 15 years, in order to get the monthly pension after retirement at the age of 60 years old, in order to enjoy the pension for the rest of their lives. As for the amount of this pension mainly depends on how much the insurer has paid, the principle of pay more and get more, pay less and get less.
If the pension insurance is stopped after 15 years of payment, and the insurer still continues to work, you can also ask to continue to pay the pension insurance, so that you can get part of the pension when you really retire.
If you are temporarily unemployed and have no employer to pay for your own social security, you need to go to the social security for suspension. When you find a new unit, you can renew your insurance. For the health insurance reimbursement strategy, I just happened to organize the relevant content, I hope to help you: social security health insurance how to use? An article to teach you to apply for the reimbursement process!
If the insurer wants to take the initiative to suspend the insurance can also take the ID card, social security card to participate in the local social security bureau service hall to apply for the suspension of personal pension insurance and medical insurance since the payment of fees.
Of course, the last also need to remind you, if the pension insurance suspension, is the person to pay the social security pension, the surrender of the insurance is also can not return all the money, can only return the value of the personal account, about 40% of the fees paid. So if you buy the wrong insurance, do you want to surrender, surrender how to surrender in order not to lose money? Can I get a refund if I bought the wrong insurance? How much money can be refunded? How to surrender the full amount of the insurance?
Procedures for the suspension of pension insurance
After understanding how to deal with the suspension of pension insurance, let's take a look at the procedures for the suspension of pension insurance, which, according to the regulations, can be divided into several situations.
1, according to the "retirement" reasons for the suspension of insurance, the submission of "urban enterprise workers retirement approval form", "employee pension insurance manual", personal account records and other relevant information.
2. If the insurance is terminated due to "death", submit the "Resident's Death Medical Certificate" or death certificate, the certificate of cancellation of household registration, the "Employee's Pension Insurance Handbook" and the personal account record form.
3. If the insurance is terminated due to the reason of "going abroad for settlement", submit the "Exit Registration Card" and the certificate of cancellation of household registration.
4. If the insurance is terminated due to "transferring out of the overall scope" or "transferring across the overall scope", submit the acceptance certificate of the transferring unit or the transferring unit's or transferring individual's transferring application (transfer order), the Employee's Pension Insurance Handbook, and the personal account record sheet. Record sheet, etc.
5. In case of "suspension of contributions" for reasons of dismissal, removal of name, resignation, dismissal, termination or dissolution of labor relations, disappearance, serving a prison sentence and other relevant certificates.
From the above introduction, it can be seen that the insured units for pension insurance suspension procedures should be submitted: according to the "retirement" reasons for the suspension of insurance, the submission of the "urban enterprise workers retirement approval form", "employees' pension insurance manual", personal account records and other relevant information; due to the "death" reasons, the submission of the "retirement" reasons for the suspension of insurance, the submission of the "death" reasons for the suspension of insurance, the submission of the "retirement" reasons for the suspension of insurance. If the insurance is suspended due to "death", submit the "Resident's Death Medical Certificate" or death certificate, the certificate of cancellation of household registration, "Employee's Pension Insurance Handbook" and the personal account record form.
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