How to apply for personal medical insurance reduction online?

First of all, enter the national social insurance public service platform, enter the social insurance registration number, login password and other related login information, enter the login interface, click "declare business management", click "ordinary downsizing", select "sporadic downsizing" or "batch downsizing" as needed, enter the ID number and name of the person who needs to be downsized, and select the reason for downsizing before submitting. Social security refers to the institutional arrangement that the state raises funds through various channels such as legislation in accordance with the principle of corresponding rights and obligations, and provides material help to the insured when they encounter risks such as old age, illness, work injury, unemployment and maternity, so that they can enjoy basic living security and avoid or reduce economic losses.

Details are as follows:

1. The original unit submitted to the social insurance center of the local Human Resources and Social Security Bureau the certificate of termination of the labor contract between the individual and the unit, the endowment insurance manual, and the registration form for the increase or decrease of the employee's endowment insurance payment, so as to reduce the number of employees in the personal account. After downsizing, the unit will return the pension insurance handbook, pension insurance personal account reduction form and other related procedures to individuals.

There must be a gap between the transfer formalities and the termination of the labor contract. During this period, unpaid fees must be paid at the window of the social security center under the jurisdiction of the local human resources and social security department. Provide pension insurance handbook, pension insurance personal account personnel write-down form and other related procedures, and go through the renewal procedures in the name of self-employed.

3. Before going through the transfer formalities, you must provide the detailed address, unit name, bank name and bank account number of the human resources and social security bureau of the transfer place to the service center where the self-employed person pays the fee, so as to accurately transfer the personal account amount and period interest of the individual pension insurance to the required social security center for connection.

Legal basis:

"Decision of the State Council on Establishing the Basic Medical Insurance System for Urban Workers" Article 3 The basic medical insurance pooling fund and individual account shall be established. It is necessary to establish the basic medical insurance pooling fund and individual account. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. The proportion of individual accounts is generally about 30% of the employer's contribution, and the specific proportion is determined by the overall planning area according to the payment scope of individual accounts and the age of employees. The overall fund and individual account shall delimit their respective payment ranges, and shall be accounted for separately, and shall not occupy each other. Determine the qifubiaozhun and the maximum payment limit of the overall fund. In principle, the qifubiaozhun is controlled at about 10% of the average annual salary of local employees, and the maximum payment limit is controlled at about 4 times of the average annual salary of local employees. Medical expenses below Qifubiaozhun shall be paid by personal account or borne by individuals. Medical expenses above Qifubiaozhun and below the maximum payment limit are mainly paid from the overall fund, and individuals also have to bear a certain proportion. Medical expenses exceeding the maximum payment limit can be solved by means of commercial medical insurance. The specific qifubiaozhun, maximum payment limit and personal burden ratio of medical expenses above the qifubiaozhun and below the maximum payment limit of the overall planning fund shall be determined by the overall planning area according to the principle of balance of payments.