What do you mean by social security and family assistance?

Sichuan Province

In addition to employees' personal use, employees' personal account funds also extend to their spouses, parents and children of both husband and wife, which means that the money in personal accounts can be used among family members, which is mutual assistance. Moreover, as long as the insured employees have money in their personal medical insurance accounts, they can be used to pay for local general clinics, outpatient special diseases, hospitalization, physical examination, immunization, remote diagnosis and treatment, family doctors and other expenses.

Changshan county

First, what is medical insurance personal account family mutual assistance?

Family mutual assistance of medical insurance personal account means that the surplus funds of employee medical insurance personal account over the years can be used to pay the medical security expenses of the spouses, children and parents (hereinafter referred to as close relatives) of employee medical insurance participants, so as to realize mutual assistance among family members.

Second, who can I use it for?

The close relatives of individual account family mutual assistance are the insured persons of Quzhou basic medical insurance. One or more close relatives may be authorized to use the balance funds in personal accounts over the years. It should be noted that close relatives here refer to spouses, children and parents, excluding grandparents, grandchildren and collateral relatives.

3. What are the medical expenses that can be paid?

The balance of personal accounts over the years can be used to pay for the self-care, self-paid and self-funded outpatient medical expenses incurred by individuals in designated medical institutions in Quzhou City when close relatives have no personal accounts or the balance of personal accounts over the years is insufficient.

Legal basis:

Article 72 of the Labor Law of People's Republic of China (PRC) stipulates that employers and workers must participate in social insurance and pay social insurance premiums according to law.

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.