How much does Ping An Social Security pay a year?

1. The purpose and nature of insurance are different.

Social insurance is a national compulsory social security and a social policy. The state enforces it by legal means. Whether enterprises or individuals are willing or not, as long as they are within the scope prescribed by law, they must participate in social insurance. The provisions on the collection and payment of social insurance premiums or taxes are mandatory. Ping An Universal Insurance is a kind of commercial insurance, which is based on equality, mutual benefit and voluntary signing. Insurers can voluntarily choose insurance types and agree on the amount of insurance according to their own risks, and decide their own protection standards and levels. Insurance companies have no right to force people to buy insurance.

2. The objects and functions of insurance are different.

The object of social insurance is social workers, whose purpose is to guarantee their basic life when they are old, weak, sick and disabled, that is, to meet the minimum living guarantee. Ping An Universal Insurance is a kind of commercial insurance, the purpose of which is to obtain certain economic compensation. It can make people get the same quality of life when they retire.

3. The relationship between rights and obligations is different.

Social insurance emphasizes that workers must fulfill their social insurance obligations and pay social insurance premiums in order to get social insurance benefits and rights, and emphasizes the rights and obligations of both the state and workers.

Ping An Universal Insurance is a kind of commercial insurance, which embodies the relationship between the responsibilities, rights and obligations of both parties. The insurance amount of commercial insurance is determined by the insurance amount.

4. Different degrees of treatment

There is no direct relationship between the cost borne by social insurance individuals and the treatment they enjoy. The implementation of social insurance is beneficial to low-income people and has obvious social assistance nature. However, Ping An Universal Insurance is commercial insurance. The more premium the insured pays, the more insurance he enjoys and the higher the degree of protection he enjoys.

5. Different autonomy and flexibility.

Social insurance is affected and restricted in terms of payment and payment due to job changes. Ping An Universal Insurance belongs to commercial insurance and is not affected by changes in work or other payment or payment.

Commercial insurance can provide people with higher living security, and those who do not enjoy basic social insurance can buy commercial insurance, which covers a wider range of objects.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.