I have paid the rural endowment insurance for several years. If I don't want to pay, can I get a refund?

I have paid the rural endowment insurance for several years, and I can't return it if I don't want to pay it.

If you don't want to pay, don't pay. However, this is non-refundable. According to the regulations, it is not possible to cancel the old-age insurance account under non-extreme circumstances (death of the insured, etc.). ) nationwide. Those who have reached the statutory retirement age according to relevant laws and accumulated contributions over 65,438+05 years can receive a monthly pension. You can choose to continue the payment until the accumulated payment reaches 15 years, or you can suspend the payment.

Endowment insurance is a social insurance system established by the state in accordance with relevant laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations or retire from their jobs because of old age. The purpose is to ensure the basic needs of the elderly through social insurance and provide them with a stable and reliable source of life.

Old-age insurance will take effect automatically after the elderly within the legal scope completely or basically withdraw from social labor life. The so-called completeness is manifested in the separation of workers and means of production; The so-called basic means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure. The basic old-age insurance (also known as the national basic old-age insurance) is a social insurance system established by the state and society according to certain laws and regulations to solve the problem that workers terminate their labor obligations after reaching the national working age limit or quit their basic life because of old age. The basic old-age insurance is based on the principle of ensuring the basic livelihood of retirees. It is mandatory, mutually beneficial and social.

"People's Republic of China (PRC) Social Insurance Law" Article 21 The benefits of new rural social endowment insurance consist of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.