What role does social security have in buying a house?

It doesn't usually work. However, there is a purchase restriction order in the place where you buy a house, so you will be required to provide a tax payment certificate or social security certificate for more than one year in the place where you buy a house for the qualification review of buying a house. After the approval, you can buy a house.

Extended data:

The role of social security:

Social insurance is a social security system established by the state through legislation. Its purpose is to enable workers to get material help from society (country) when they lose their ability to work or employment due to old age, illness, disability, death, unemployment and other reasons, and their families lose their livelihood.

Old-age insurance: Many people have no source of income when they are old. If they want to live a better life or guarantee a basic life, it is best to have social security. Endowment insurance means that when they are over 60 years old, they can enjoy the security fund according to the local economic level.

Medical insurance: The advantage of medical insurance is that it can protect health in time, because it needs timely treatment after illness, and it costs less after reimbursement of medical insurance, which can reduce the economic burden.

Work-related injury insurance: If an enterprise employee participates in work-related injury insurance, once an accident occurs, the local labor and social security administrative department will identify the work-related injury according to law. If it is identified as a work-related injury, the government labor appraisal agency will assess the disability level of the injured workers, and the government social insurance department will make compensation according to the regulations. In this way, we can better safeguard the legitimate rights and interests of enterprise employees.

Maternity insurance: from pregnancy to delivery, female employees have great physical changes and great physical consumption, and need rest and care. Maternity insurance provides them with pregnancy examination, medical services, maternity allowance and paid holidays, which guarantees their health and basic life during childbirth and relieves their worries.

Unemployment insurance: since the establishment of China's unemployment insurance system, the fund system has been implemented, and the source of funds is paid by employers and financial subsidies. Practice has proved that the fund system adapts to the level of China's economic development and can provide a stable source of funds for unemployment insurance. However, it is limited to the employer's payment, and employees do not pay.

The process of handling social security:

If the payment is made in the name of the company, the company agrees to handle it. When handling, you need to provide a business license or a paper certificate for payment registration, and then register at the local local tax and social security office.

After the registration is successful, you can get the social insurance registration certificate from the local social insurance fund center with a copy of the employee's ID card, register the information of the social insurance insured, pay the salary and social insurance types, and then successfully distribute it to the insured. The insured can use it after activation.

If you pay social security in the name of an individual, the base and proportion of payment are different from those of the company. At present, it can only involve endowment insurance and basic medical insurance, and there are two ways to handle it.

One is that commercial banks are handled by various communities or sub-district offices. In this case, you don't need to worry too much about yourself. You only need to provide your personal ID card, photo on a white background, phone number and application signature. After handling, the neighborhood Committee will issue a unified card. The other is that an individual goes to a commercial bank and needs to go to the bank to get a card after the completion of the transaction.

All four major banks can apply for social security cards. Take ICBC as an example, you can fill in the business application form and social security card application form online. It takes about a month to make these cards. After receiving the SMS reminder from the bank, you can go to the bank outlet to get the card. You can set two passwords when you take the card.

References:

Baidu encyclopedia-social insurance