Can I go to the hospital if I lose my medical insurance card?

Yes After the social security card is lost, users can go to the hospital normally. As long as the user pays social security normally, regardless of whether the social security card is lost or not, the user can enjoy medical insurance benefits. According to the regulations, when the insured person accidentally loses or damages the medical insurance card, he must report the loss to the municipal medical insurance center and go through the formalities. Anyone who fraudulently uses a medical insurance card before reporting the loss shall bear the economic losses caused by the insured. The medical expenses incurred by the insured in the outpatient department of the designated medical institution during the loss reporting period of the medical insurance card shall not be settled by the medical insurance center.

How to make up for the loss of medical insurance card

The replacement method of lost medical insurance card is as follows:

1. To issue a report of loss of medical insurance card, you can go to the original medical insurance card issuer to issue a report of loss, for example, community residents can ask the neighborhood committee to open it;

2. There are two ways to report the loss of medical insurance cards: online loss reporting and offline loss reporting. For example, online loss reporting can directly call the hotline of the local social security bureau to report the loss, and offline loss reporting can bring my ID card to the social security agency to report the loss;

3. Reissue a new medical insurance card, bring my valid ID card, loss report certificate and other materials to the local medical insurance center to go through the formalities of reissuing a new card, and after filling out the application form, the staff will issue a card certificate;

4. get a card. It usually takes a while to get a new medical insurance card, usually 15 working days. Just bring your personal ID card and card certificate to the social security card service outlets to apply for a new card.

To sum up, during the period when the medical insurance card is lost, the insured can use the medical insurance electronic certificate for medical insurance payment and settlement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.