What is the proportion of Xi 'an's housing accumulation fund? Is it paid according to social security salary?

1.Xi The contribution ratio of housing provident fund shall be no less than 5% for the unit and no more than 12% for the individual. The proportion of payment is determined according to the actual situation of the enterprise.

2. The payment base of the provident fund is paid according to social security wages.

(1) The employee payment base is approved according to the average monthly salary of the previous year; New employees and new employees of the employing unit shall be approved according to their starting salary in the current month.

(two) I last year's average monthly salary or starting monthly salary is lower than 60% of the average monthly salary of employees in the city last year, which is approved according to 60% of the average monthly salary of employees in the city last year; More than 300% of the average monthly salary of employees in the city last year, calculated according to 300% of the average monthly salary of employees in the city last year.

3. The following situations can be extracted:

(1) Purchase of owner-occupied housing: individual application, unit certificate, house purchase contract and invoice (see the original, keep a copy).

(2) Resignation and retirement: individual application, unit certificate, resignation and retirement approval (original and photocopy).

(3) On-the-job death: identity certificate of the entrusted extractor, certificate of the unit where the extractor works, and death certificate (original and photocopy).

(4) Self-built and self-occupied housing: individual application, unit certificate and building approval procedures (original and photocopy of the permit)

(5) Renovation and overhaul of self-occupied housing: original and photocopy of individual application, unit certificate and relevant examination and approval procedures.

(6) Exit and settlement: individual application, unit certificate and exit and settlement certificate.

(7) Repaying the principal and interest of the house purchase loan: individual application, unit certificate.

Extended data

1, deposit ratio

According to the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on Improving the Housing Provident Fund Deposit Mechanism to Further Reduce Enterprise Costs (Jian Jin [2018] No.45), the lower limit of the housing provident fund deposit ratio of units and employees is 5% respectively, and the upper limit is not more than 12% respectively.

2. Monthly deposit amount

The monthly deposit amount of housing provident fund consists of two parts: the individual deposit amount of employees and the unit deposit amount. The monthly deposit amount is equal to the sum of the product of the monthly deposit base of employees and the proportion of employees and units. The deposit base, individual deposit and unit deposit are rounded to the nearest integer.

3. Other matters

(1) The adjustment of the deposit base of housing provident fund is related to the vital interests of employees, and each deposit unit should pay the provident fund in full for employees according to the total wages stipulated in the policy.

(II) After the issuance of this notice, the Xi Housing Provident Fund Management Center shall strictly implement the provisions of this notice, do a good job in spot check and supervision of the adjustment of the deposit base of all deposit units and entrusted banks, safeguard the legitimate rights and interests of deposit employees, and provide convenient services for deposit units.

(3) Enterprises with difficulties in production and operation may apply for reducing the proportion of housing provident fund deposit or delaying payment after discussion and approval by the workers' congress or the trade union. After the economic benefits of the enterprise improve, the deposit ratio will be increased or resumed, and the deferred housing provident fund will be paid back.

(4) The final interpretation right of this notice belongs to the Xi Housing Provident Fund Management Committee, and the office of the Xi Housing Provident Fund Management Committee is responsible for the interpretation.

References:

Notice of Baidu Encyclopedia-Land Treasure -Xi Housing Provident Fund Management Committee on 20 18 Adjusting the Deposit Base of Housing Provident Fund