How much do the five insurance units and individuals bear?

The proportion of individuals and companies taking five risks is as follows:

1, endowment insurance, 20% for the unit and 8% for the individual;

2, medical insurance units bear 10%, individuals bear 2%;

3. The unemployment insurance unit shall bear 1%, and the individual shall bear 0.2%;

4, maternity insurance premiums shall be borne by the unit 0.8%;

5. The industrial injury insurance unit shall bear 0.5% to 1.6%.

What are these five kinds of insurance? What are the benefits and functions of the five insurances?

Five risks refer to five parts of the social insurance system, as follows:

1. Old-age insurance: that is, the basic old-age insurance for enterprise employees, which is established to ensure the basic life of employees after retirement;

2. Medical insurance: that is, the basic medical insurance for enterprise employees is a social insurance system that provides basic medical security for employees;

3. Unemployment insurance: that is, unemployment insurance for enterprise employees, which is established to protect employees from life difficulties caused by unemployment;

4. Work-related injury insurance: that is, work-related injury insurance for enterprise employees, which is established to protect employees from injury or illness due to work;

5. Maternity insurance: that is, maternity insurance for enterprise employees, which is established to guarantee the basic medical security and maternity allowance for employees during their maternity period.

These insurances are paid by employees and enterprises in a certain proportion to ensure the basic living and medical needs of employees under various circumstances.

To sum up, the five insurances include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, among which endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, and industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.