What are the types of personal social security?

Personal social security includes five kinds of insurance, namely:

1. Old-age insurance: It is a social insurance system that provides basic living security and old-age services for insured employees after retirement and resignation. Endowment insurance is divided into basic endowment insurance and supplementary endowment insurance;

2. Medical insurance: it is a social insurance system that provides basic medical insurance for insured employees. Medical insurance is divided into basic medical insurance and supplementary medical insurance;

3. Work-related injury insurance: it is a social insurance system that provides work-related injury protection for insured employees. The protection of work-related injury insurance includes work-related injury medical treatment, work-related injury allowance and disability allowance.

4. Maternity insurance: it is a social insurance system that provides maternity protection for insured employees. The coverage of maternity insurance includes maternity medical care and maternity allowance.

5. Unemployment insurance: it is a social insurance system that provides unemployment protection for insured workers. The contents of unemployment insurance include unemployment registration and unemployment relief.

The social security payment period is stipulated as follows:

1, the cumulative payment period of medical insurance (including the deemed payment period and actual payment period in this city) shall be 30 years for men and 25 years for women;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund, from which the insured can obtain fixed income and loss compensation;

3. Pay the basic old-age insurance premium 15 years and the basic medical insurance premium for 20 years in the same city. When retiring, it will be calculated according to the standard of the city where the payment is made;

4 to participate in the basic old-age insurance, individuals who have reached the statutory retirement age and accumulated contributions for fifteen years, receive the basic pension on a monthly basis.

To sum up, the above five types of insurance are the basic types of insurance in China's social insurance system, and the insured need to pay the corresponding social security fees in accordance with the regulations in order to enjoy the corresponding social insurance benefits and services.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.