Does IVF have medical insurance?

No, the cost of IVF is not covered by medical insurance reimbursement. IVF cannot be reimbursed mainly because IVF technology is not a therapeutic technology and does not belong to the category of disease treatment. However, as a modern artificial assisted pregnancy technology, it may not be involved in the national medical insurance system, so it is not covered by medical insurance reimbursement.

The cost of IVF cannot be reported to medical insurance. Assisted reproductive technology does not belong to the category of disease treatment and cannot be reimbursed through medical insurance and new rural cooperative medical system. For families who need to be IVF, they must bear the risk of failure at their own expense.

The cost of IVF is usually 30-50 thousand yuan per cycle, but the probability of successful pregnancy in a transplantation cycle is not 100%. Therefore, it is common for IVF treatment to cost tens of thousands or even hundreds of thousands. For many ordinary families, this cost is not easy to bear At present, all the treatment costs of infertility in China are not covered by medical insurance, and the cost of IVF is no exception, and patients have to pay for it themselves. However, it is worth noting that although the expenses of IVF cannot be reimbursed, most of the tests can use the money in the medical insurance card (not all).

According to the policy of cancer screening in different places, it is free to do some designated gynecological examinations at the place where you register. Before the test tube was made, I had to be hospitalized because of gynecological diseases, and the expenses for treatment and examination during the period could be reimbursed. During IVF, drugs for lowering blood pressure and promoting excretion cannot be reimbursed, but drugs such as folic acid can be collected free of charge in many places.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.