Will the insufficient social security balance be deducted twice?

1. If the balance of social security deduction is insufficient, it will be deducted until the balance is 0.

The balance of this account will be deducted to 0, and the insufficient part will be replenished within the time limit, so there will be no problem, and the second deduction will be made. A late fee will be charged. Personal social security withholding is all done at one time within the specified time, so the payer is required to deposit the money in full into the designated bank card in advance every month. If the deduction fails, he needs to pay it himself. If you can't pay online, you can bring your ID card directly to the medical insurance window of the social security building to pay.

2. Can I withdraw the social security account balance?

The balance of social security account cannot be withdrawn, in which the balance of medical insurance account can be used for cardholders to buy medicines in pharmacies and pay medical expenses in hospitals every day, but it cannot be withdrawn or withdrawn = the balance of pension account can only be withdrawn after the cardholder reaches retirement age and the payment is insufficient 15 years. If the payment has reached 15 years, he can enjoy the pension treatment on a monthly basis, and the balance cannot be withdrawn.

Social security is the welfare security advocated by the state. The insured can enjoy medical insurance, pension, unemployment, work injury and maternity protection, and the priority of insurance is higher than that of commercial insurance.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.