What is the impact of the social security accumulation fund being cut off for several months?

If the severance of social security has an impact, the payment of social security will be suspended for several months, and the social security for these months will be paid in time, and the complete social security period can be extended after the payment. The payment of social security will affect the accumulation of social security payment time of the insured, but it will not be affected as long as it is paid in time. Specifically, 1 affects the loan to buy a house. Many places need to pay the provident fund continuously for 6 months or 12 months. If it is intermittent payment, the payment time will be recalculated.

2 affecting the amount of provident fund loans, the suspension of provident fund loans for several months means that the provident fund accounts have not been recorded in these months. In many places, the amount of provident fund loans is calculated according to the total amount of accounts, so it may lead to insufficient loan quotas.

3 affect the provident fund loans. If you have applied for a provident fund loan, but you have not paid the provident fund in full and on time for three or six consecutive months, the provident fund management center may cancel the provident fund loan you applied for in advance.

If the payment of social security is suspended for several months, the parties concerned shall pay back the social security for these months in time, and can continue to obtain a complete social security period after paying back. From the second month, he can continue to use the money in his personal account in the medical insurance card, but he can no longer reimburse medical expenses when he sees a doctor. Moreover, the cumulative payment period of medical insurance before retirement has reached the minimum payment period stipulated by the local government, and employees can enjoy medical insurance reimbursement for life after retirement without paying fees. Therefore, if you pay back frequently, you may not enjoy this benefit. If you want to get a pension after retirement, you only need to pay 15 years before retirement, but you can't get a pension because you haven't paid it for too long after retirement. Moreover, the old-age insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service life, and the more pensions you receive when you retire.

Legal basis:

Article 63 of the Social Insurance Law stipulates that if the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.