Job Recruitment Website - Social security inquiry - Can the personal account pay back the money every month after medical insurance retirement?

Can the personal account pay back the money every month after medical insurance retirement?

Personal accounts can get money back every month after medical insurance retirement.

The criteria are as follows:

1. On-the-job employees are based on their own payment wages, and those under 45 years old are included in the proportion of 3.5%; Those over 45 years old are included in 4.2%;

2, retirees to my last month's pension (when new retirees medical insurance account, according to the first month of retirement pension plan hair) as the base, according to the proportion of 5% plan hair;

3, flexible employment retirees after reaching the prescribed payment period, enjoy personal account treatment.

The social security procedures for retirees are as follows:

1. One month before reaching the statutory retirement age, provide the unit manager with a copy of ID card (for pension card), personal photo (for retirement card) and other materials;

2. The social security agent fills in the retirement approval form according to the details of the parties, and submits it to the social security agency together with the personnel files of the parties in the month of retirement, and the social security agency will review whether it meets the retirement conditions;

3. After the social security is approved, the detailed pension is calculated according to factors such as retirement age, insurance payment period, payment base over the years and local social security wages over the years;

4. Managers will improve the retirement approval form according to the social security accounting results and submit it to social security for approval and approval. After the completion, the social security will issue a retirement approval and make a retirement certificate, and entrust the bank to handle its pension card together;

The manager will hand in the processed retirement certificate, bank card, etc. Go through the retirement formalities at the retirement party.

4, enjoy the civil service Medicaid insured, according to the basic medical insurance personal account base of 2.5% and then included in the personal account.

To sum up, the specific situation needs to be determined according to the local medical insurance policy.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.