How do college students handle medical insurance?

First, the insured person carries his valid certificate (ID card, household registration book, etc.). ) and apply to the neighboring county medical insurance center, which was completed on the spot.

Second, the insured person can also apply for the nearest street (town) medical insurance service point (hereinafter referred to as the service point) to handle it on his behalf, and the service point will be completed within 3 working days. The insured person shall receive the medical insurance card at the service point within the specified time.

Three, the insured can entrust others to handle. The customer must carry the valid certificates of himself and the insured when handling.

Four, the employer centralized management, can be handled by the letter of introduction from the unit and the valid certificate of the agent to the district and county medical insurance center, and then the employer will issue the medical insurance card to the insured.

College students participate in the basic medical insurance for urban and rural residents. The insurance year is from July 1 day of the current year to June 30 of the following year. The basic medical insurance benefits will take effect from July 1 day, and the medical expenses will be reimbursed according to the provisions of minor medical insurance:

First, in line with the provisions of the outpatient medical expenses, according to the following proportion of reimbursement, the rest of the individual pays.

(a) medical expenses 1000 yuan, 35% reimbursement;

(two) medical expenses in 1000 yuan (including 1000 yuan), less than 5000 yuan, 45% reimbursement;

(three) medical expenses of more than 5000 yuan (including 5000 yuan), 10000 yuan, 55% reimbursement;

(four) medical expenses in 10000 yuan (including 10000 yuan) above, 65% reimbursement.

Two, in line with the provisions of the hospital medical expenses, according to the following proportion to be reimbursed, the rest of the individual pays, the medical expenses of hospitalization for many times during the year:

(1) If the medical expenses are less than 1 10,000 yuan, the reimbursement rates in tertiary, secondary and primary medical institutions are 55%, 65% and 75% respectively.

(2) The reimbursement rates of medical expenses 1 10,000 yuan or more (including 1 10,000 yuan) and 20,000 yuan or less are 60%, 70% and 80% respectively in tertiary, secondary and primary medical institutions.

(four) medical expenses in more than 20000 yuan (including 20000 yuan), in the third, second and first class medical institutions, the reimbursement ratio is 65%, 75% and 85% respectively.

Because the university medical insurance needs to stop the medical insurance of the original insured place, how can I continue to participate in the medical insurance of the original insured place after graduation?

After the school medical insurance stopped, I went back to my hometown and took my ID card to handle it in a nearby community.

How to suspend college students' participation in medical insurance in different places

How to resume the suspension of medical insurance for college students

The specific operation of medical insurance suspension for college students is as follows: The individual insured who has signed the bank withholding agreement must go through the formalities of personal suspension of payment before 15 (including15) every month (February 10). If you entrust others to do it, you need to provide the original ID card of yourself and the agent, the bank withholding agreement, the social security card and the power of attorney signed by yourself. Insured persons can also log in to Chengdu social insurance personal online handling system and click "Personal handling user registration". After completing the user registration, you can use Chengdu social insurance personal online handling system to handle daily business. If there is any arrears, they need to make up the arrears before going through the relevant procedures. When college students participate in insurance, the scope of medical insurance can cover all colleges and universities, including private colleges and independent colleges, which highlights the characteristics of educational equity. In fact, the prevalence rate of college students is relatively low, sometimes suffering from serious illness and many accidents. Students are unable to pay in advance because of their own economic problems, and so on. These problems are not well solved by public medical care. Buying commercial insurance to solve the medical security problem can solve the problem of medical difficulties for college students to some extent, and also reduce the pressure on schools and medical insurance organizers. The reimbursement rate of medical insurance for students is: outpatient expenses, medical expenses are insufficient 1000 yuan, and the reimbursement rate is 35%; For the part exceeding 1000 yuan but less than 5,000 yuan, the reimbursement ratio is 45%; The proportion of partial reimbursement exceeding 5000 yuan but less than 10000 yuan is 55%; The proportion of partial reimbursement exceeding 10000 yuan is 65%. Expenses incurred during hospitalization shall be reimbursed according to Grade III, Grade II and medical institutions, and those less than 1 10,000 yuan shall be reimbursed according to 55%, 65% and 75%. Similarly, the ratio of 10000 yuan to 20000 yuan is 60%, 70% and 80%. For the part above 20,000 yuan, the reimbursement rate is 65%, 75% and 85%. Law According to Article 2 of the Social Insurance Law of People's Republic of China (PRC), the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to protect citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.