Job Recruitment Website - Social security inquiry - Is it necessary to buy social security at the age of 43?
Is it necessary to buy social security at the age of 43?
1. Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they reach the statutory retirement age and have paid the accumulated contributions for fifteen years;
2.43 years old began to pay social security. Although I started late, I have the opportunity to get a pension when I retire;
3. Social security includes endowment insurance, medical insurance and unemployment insurance. To provide basic social security for individuals;
4. It is very important for middle-aged people to make a good pension plan in advance to ensure the economic source of life.
The role of social security:
1. Guarantee basic life: Social security can provide basic economic security in the case of unemployment, pension and illness;
2. Medical insurance: participating in medical insurance can reduce the economic burden of seeking medical treatment due to illness;
3. Pension collection: After reaching the statutory retirement age, you can receive a pension to maintain your life;
4. Unemployment insurance: you can receive unemployment insurance money when you are unemployed, so as to relieve economic pressure;
5. Maternity insurance: eligible insured persons can get maternity insurance benefits to reduce maternity costs;
6. Work-related injury insurance: In case of accidental injury at work, you can get relevant compensation from work-related injury insurance.
To sum up, although paying social security at the age of 43 started late, it is self-evident that participating in basic old-age insurance is important to ensure that you can get basic social security such as pension, medical care, unemployment, etc. after reaching the legal retirement age, and provide financial resources for the elderly. It is a necessary advance plan for middle-aged people.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 16
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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