Retired still need to make up for the medical insurance, how should I do?

Retirement can make up for the medical insurance, social security regulations, participate in the employee basic medical insurance individuals, reach the legal retirement age when the cumulative contributions to the national provisions of the number of years, no longer pay the basic medical insurance premiums, in accordance with national provisions to enjoy the basic medical insurance treatment; did not reach the national provisions of the number of years, you can contribute to the national provisions of the number of years.

But if you do not have a one-time payment to complete the cost of your own employee health insurance before retirement, then you do not have the right to enjoy the reimbursement of employee health insurance in the future, and in the future you will not be able to pay the appropriate fees to enjoy the treatment of this employee health insurance, because of the employee health insurance can enjoy the retirement treatment, but you do not have to complete the cost of the retirement before the completion of the fees required, then the future will not have the right to enjoy the employee health insurance treatment. The first thing you need to know is that you are not going to be able to get your hands on any of the other products or services that are available to you.

One, social medical insurance

Social medical insurance is the state and society in accordance with certain laws and regulations, in order to provide protection to the workers within the scope of the basic medical needs of the protection and the establishment of the social insurance system, by the government to undertake, and with the help of economic, administrative and legal means of mandatory implementation and organization and management. Social medical insurance consists of three levels: basic medical insurance and large medical aid, enterprise supplementary medical insurance and individual supplementary medical insurance.

Two, make up the arrears

1, the medical insurance agency collection department according to the situation of medical insurance arrears, the establishment of arrears of data and information, fill out the "social insurance premiums to make up for the payment of notice", notify the insured units to make up for the arrears of fees.

2. The collection department of the health insurance organization will sign an agreement on the payment of social insurance premiums with the insured units that are unable to pay the outstanding premiums in full at one time due to financing difficulties. If a unit in arrears of contributions is merged, separated, bankrupt, etc., it will sign a supplementary contribution agreement according to the following methods.

(1) If the unit in arrears of contributions is merged, signing a supplementary contribution agreement with the merging party.

(2) If the delinquent unit is separated, a retroactive payment agreement shall be signed with each of the separating parties.

(3) If the delinquent unit enters into bankruptcy proceedings, a liquidation agreement is signed with the liquidation group.

(4) If the unit is sold or leased by auction, signing a retroactive payment agreement with the competent authority.

3. The insured unit handles the retroactive payment according to the Notice of Social Insurance Premium Replacement or the agreement on retroactive payment, and the collection department of the health insurance organization accepts it and notifies the financial management department of the health insurance organization to collect the money.

4. If an insolvent unit is unable to fully settle the outstanding contributions, the collection department of the health insurance organization accepts the application submitted by the insolvent liquidation group of the unit and sends it to the audit and supervision department for processing after examination.

5. The collection department of the health insurance organization adjusts the information on the arrears of the insured units based on the arrival information of the financial management department and the write-off information from the auditing and supervision department.