There are both new rural insurance and soil insurance. Is it cost-effective to transfer to social security?

Hello, old-age insurance is to prepare for young people's pension, but you can only choose to pay one of rural old-age insurance and social security, or you can only choose one when you retire. If you have a unit, you can choose social security. If there is no unit, you can choose rural endowment insurance and add some commercial insurance! I wish you happiness in your later years!