How to determine the social security payment base

In the first case, according to the 8% burden ratio of our individual endowment insurance, our payment base is actually 8750 yuan. In fact, our enterprises also need to pay the personal part of medical insurance and unemployment insurance, which generally accounts for about 2.5%, but many people don't make a detailed distinction and think it is within the scope of 700 yuan. Therefore, our pension payment base is generally between 7000-8750 yuan. It is equivalent to about 100% to 150% of the social security payment base.

In the second case, if our enterprises and individuals pay the same fees in 700 yuan, our actual payment base is about 2,300 yuan to 3,500 yuan, which is generally calculated according to the minimum payment base, that is, 60% of the average social payment base.

How much can I get after retirement with a payment base of 7000? Social security contribution 100% How much can I get after retirement? Take 7000 as an example.

What is the concept of 1. social security contribution 100%? Social security contribution 100% refers to 100% of the average salary of local employees. If the average salary of local employees is 7000 yuan. Pay according to the payment 100%, that is, the payment base is 7000* 100%=7000 yuan. The proportion of endowment insurance payment for flexible employees is 20%, that is, the monthly deduction is 7000*20%= 1400 yuan, and the annual payment is 16800 yuan. If the employee pays 100%, then the individual pays 7000*8%=560 yuan, and the company pays 16%, which is 7000 *16% =120 yuan. The local minimum payment base is 7000*60%=4200 yuan; The maximum payment base is 7000*300%=2 1000 yuan. According to the payment ratio of 100%, both inland and coastal areas have higher payment grades.

Personal account pension = personal account storage amount ÷ months ÷ Assuming that Mr. Wang has paid the old-age insurance 15 years, the payment base of the old-age insurance is 3,000 yuan at the time of payment and 6,000 yuan at retirement, then the basic pension = 6,000× 20% =1200 yuan, and the personal account pension = (3,000+6,000.

Pensions to retirement age are calculated according to the years and amount of social security contributions, regional differences and the local gross national product of that year, and the specific pensions need to be calculated by professionals. In this case, the pension is about 3000-4000 yuan.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. To put it simply, the longer the insured person's on-the-job payment period and the more he pays, the more pension he receives after retirement, which fully shows that the rights enjoyed by individuals are directly proportional to the obligations he should fulfill. It is to pay more for a long time, and pay more for it.

Paragraph 1 of Article 16: Individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. According to this regulation, two conditions must be met at the same time to receive the basic pension on a monthly basis: first, to reach the statutory retirement age; 2. The accumulated payment has reached 15 years.

Please click to enter the picture description (maximum 18 words).