During the epidemic, some companies were exempted from social security due to major national policies. Do we have any losses as employees?

In the first half of the year, when the epidemic was serious, some areas in Hunan introduced social security relief policies for some companies. The part paid by the individual will not be affected, and the part paid by the company will be reduced or exempted. For example, the pension company paid 16%, but the reduction under this policy is not required.

There is no impact on ordinary employees, because the provident fund is deferred, and even the personal part is not enough. In addition to wages, the provident fund should be a parallel proportion of your contributions. For example, you talked about 10% and the company talked about 10%. This time it is a relief policy. Delayed payment has little effect during this period. Generally speaking, pension is the most concerned issue for everyone.

This relief policy has no effect on most individuals, but there is a special case where your company closed down during your rest at home and no one paid you the provident fund. The next time you look for that new company, it may be very troublesome for you to pay the supplementary provident fund yourself. It is not very difficult for some large enterprises, because the dead camels of large enterprises are bigger than horses. No matter what kind of problems appear in the capital chain, at least the labor costs of employees can be borne. There will be no big problem in this respect, because it is mandatory to pay, but small companies will go bankrupt. How can he manage so much?

Generally speaking, individuals pay five insurances and one gold, and deduct 20% ~ 250,000 from your salary. Local policies may be different, but quite a few of them are given to you in different forms. For example, you pay half of the provident fund and the company pays half. When you buy a house, the money will be yours, as well as the pension. When you retire, the money will be paid back to you gradually, such as work-related injury insurance.