How much does social security and old-age insurance receive every month after retirement?

After retirement, the monthly pension amount varies from person to person and from place to place. According to the national policy, the insured must reach retirement age and pay social security 15 years. The monthly pension consists of basic pension and personal account pension. /kloc-You can choose to stop paying social security after 0/5 years, but the more you pay, the longer it takes, and the more you will receive after retirement. You can get a pension for about 20 years by paying social security all the time. Individuals should pay attention to legal constraints, protect their own interests and avoid mistakes.

How much can I get a month after retirement? The calculation formula of social security pension 15 is: monthly pension = basic pension+personal account pension.

1, basic pension = the average monthly salary of local employees in the previous year when I retire × 20%;

2, personal account pension = my account deposit120.

If there is a unit that has paid 15 years, but the employees have not retired, the enterprise will continue to pay until retirement; Individuals who pay social security can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service period, and the more pensions you receive when you retire. Once the payment is stopped, it will directly affect the pension benefits after retirement.

Second, if you keep paying social security, how to calculate the pension?

When the cumulative payment period is 15 years, if you retire at the age of 65, you can still receive a pension of about 20 years (provided that you live to 85 years old). Based on this calculation, the length of time you can receive a pension is 20× 12 months =240 months.

Suppose that after 2007, someone's average annual salary is 50,000 yuan, and that person's annual salary is 4,000 yuan, 15 years and 60,000 yuan.

Personal account pension = personal account storage amount ÷ calculation months (50 years old 195 months, 55 years old 170 months, 60 years old 139 months, 60 years old or older 120 months), so-and-so retires at the age of 60, and Na Yue receives 6000.

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.

Endowment insurance is an important guarantee of social welfare, so I need to pay more attention to the legal constraints, so as to better safeguard my own interests, but the solution of the problem will be controversial, so I need to pay more attention to specific operations, reduce my own mistakes, and ensure that my own interests will not be infringed on the basis of relevant links.

The calculation of social security endowment insurance amount after retirement is based on the comprehensive consideration of many factors. First of all, you need to determine your payment period and payment base. The social security department will calculate the accumulated payment amount of your old-age insurance account according to your personal payment record and salary level. Secondly, you need to consider your retirement age and retirement policy. According to different retirement ages and policies, you may enjoy different treatment and pension payment standards. Finally, regional differences and related adjustment factors need to be considered. There may be differences in pension standards in different regions, and pensions may be adjusted according to inflation rate. Therefore, the specific monthly payment amount needs to be determined according to personal circumstances and local policies. It is recommended that you consult the local social security department or professional lawyer to obtain accurate calculation and collection information.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter II Basic Endowment Insurance

Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.