Can social security return the accumulated years of individual part?

Social insurance contributions have accumulated for 15 years, and you can receive a basic pension after retirement. This 15 year is cumulative, not continuous.

The so-called 15-year fixed number of years is actually not the requirement of all social security projects, but only the basic old-age insurance. According to state regulations, the conditions for receiving basic old-age insurance are:

1. I have reached the legal retirement age and gone through the retirement formalities;

2, units and individuals to participate in the basic old-age insurance and fulfill the obligation to pay;

3. The accumulated payment time of individuals exceeds 15 years.

In other words, social insurance contributions have accumulated for 15 years, and you can receive a basic pension after retirement. This 15 year is cumulative, not continuous. Cumulative calculation of payment period of endowment insurance. After reaching the statutory retirement age, the accumulated contribution of the old-age insurance exceeds 15, and the basic pension is received monthly. The cumulative payment period of social insurance refers to the sum of all social insurance payment periods. Since social insurance is paid on a monthly basis, the cumulative payment period is the number of months that people pay social insurance in this life, no matter how long it is interrupted. The continuous payment period of social insurance refers to the continuous normal payment of social insurance without interruption, which is the most stringent continuous payment period. There is also a relatively loose continuous payment period, which refers to the continuous payment time after paying social insurance.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 74 The social insurance agency shall obtain the information needed for social insurance work through business handling, statistics and investigation, and the relevant units and individuals shall provide it in a timely and truthful manner.

Derivative problem:

What is the significance of endowment insurance?

1, which is conducive to ensuring labor reproduction. The establishment of the old-age insurance system is conducive to the normal intergenerational replacement of the labor force, the retirement of the elderly, the smooth employment of the newly growing labor force and the rationalization of the employment structure.

2, conducive to social security and stability. Endowment insurance provides basic living security for the elderly and makes them feel safe. With the arrival of the aging population, the proportion of the elderly population is increasing and the number is increasing. Old-age insurance guarantees the basic life of elderly workers, which is equivalent to ensuring the basic life of a considerable number of people in society. For on-the-job employees, participating in endowment insurance means that they have expectations for their future old-age life and are free from worries. In terms of social mentality, more people are stable and less impetuous, which is conducive to social stability.