Can social security paid in different areas be cumulative

The social security paid in different areas can be accumulated.

One of the principles of social security accumulation

Social security accumulation follows the principle of "national chess", that is to say, no matter which region the insured person pays the social security, its contribution record will be included in the national social security system for accumulation. This means that a participant's social security payment records in different regions can be linked to each other to form a complete social security payment history.

Second, the social security transfer mechanism

In order to facilitate the transfer of social security between different regions, China has established a comprehensive social security transfer mechanism. When a participant moves from one region to another, his or her social security relationship can be transferred to ensure the continuity and stability of social security rights and interests. Specifically, a participant can apply for the transfer of social security relationship to the social security institution in the new place of participation, and transfer the social security payment records of the original place of participation to the new place of participation, so as to realize the accumulation of social security.

The significance of accumulating social security

Accumulating social security is of great significance to the insured. First of all, the accumulation of social security helps to ensure that the participants can enjoy the corresponding pension benefits when they reach the legal retirement age. Secondly, the accumulation of social security can also provide participants with the necessary protection in medical care, unemployment, work injuries and other aspects. In addition, the accumulation of social security also helps to improve the level of social security benefits for the insured and enhance their ability to withstand risks.

Four, notes

In the process of accumulating social security, participants need to pay attention to the following points: First, timely transfer procedures to ensure the continuity of social security rights and interests; second, pay attention to personal social security contribution records to ensure the accuracy of the contribution information; third, to understand the differences in social security policies in different regions, so as to better plan for personal social security contributions and enjoyment of benefits.

In summary:

Social security paid in different regions can be accumulated, which is one of the basic principles of China's social security system. Participants can realize the accumulation of social security through the mechanism of social security transfer and continuity to ensure the continuity and stability of personal social security rights and interests. In the process of accumulating social security, participants need to pay attention to relevant matters to ensure that personal social security rights and interests are fully protected.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 19 stipulates:

If an individual is employed in a different region, his/her basic old-age insurance relationship will be transferred with him/her, and his/her years of contributions will be accumulated. When an individual reaches the legal retirement age, the basic pension is calculated in segments and paid uniformly. The specific measures shall be prescribed by the State Council.

The Interim Measures for the Transfer and Continuation of the Basic Pension Insurance Relationships of Urban Enterprise Employees

Article 3 stipulates that:

If an insured person is employed on a cross-provincial mobile basis, he or she shall be issued a certificate of participation in the insurance payment by the social insurance agency in the place of his or her original participation (hereinafter referred to as the social security agency in the place of his or her original participation), and his or her basic pension insurance relationship shall be transferred to the place of the new participation along with the certificate of participation in the insurance payment. Participants to meet the basic pension insurance entitlement conditions, their participation in various places in the calculation of contributions, individual account savings (including principal and interest, hereinafter the same) cumulative calculation; before reaching the age of entitlement, shall not be terminated before the basic pension insurance relations and withdrawal procedures; which settled abroad and settled in Hong Kong, Macao, Taiwan, in accordance with the relevant provisions of the State implementation.