What is the impact of not paying medical insurance

The following are the effects of not paying medical insurance:

1. Self-responsibility for medical expenses: If you are not covered by medical insurance, you or your family will have to bear all the medical expenses when you go to the doctor, including the cost of medicines, examination and treatment, which may cause some pressure on the economy; 2. Inadequate medical protection: Medical insurance is a socialized medical protection system that provides individuals and families with a certain amount of medical protection and reduces the burden of medical treatment. certain medical protection and reduce the burden of medical care. If you do not participate in medical insurance, you will lack the corresponding medical protection, and in the event of a serious illness or accident, it may cause a huge financial burden on the family;

3. Impact on employment and social security: some occupations or organizations require their employees to participate in medical insurance, and if they do not participate in the insurance, it may affect employment and social security. In addition, participation in medical insurance can also provide certain social security for individuals and families, the lack of medical insurance will be the lack of corresponding social security;

4, may face legal liability: according to the "Chinese people's *** and the State Social Insurance Law" and other laws and regulations, individuals and organizations have the legal obligation to participate in social insurance. If you do not participate in medical insurance, you may face corresponding legal responsibilities, such as fines.

The conditions for payment of medical insurance generally include the following:

1. Object of payment: The object of payment of medical insurance generally includes active employees, retirees, and flexibly employed persons. Specific to the local health insurance policies and regulations shall prevail;

2, the contribution base: health insurance contribution base refers to the employee's salary, flexible employment income, etc., on the basis of a certain percentage of health insurance costs. The contribution base may vary according to the health insurance policies and regulations of different regions;

3. Contribution ratio: The contribution ratio of health insurance refers to the proportion of health insurance costs that should be paid by the employee and the employer respectively. Generally speaking, the proportion of health insurance premiums paid by the employee and the employer will vary according to the health insurance policies and regulations of different regions;

4. Payment Time: The payment time of health insurance premiums refers to the time when the employee and the employer should pay the premiums according to the specified time nodes. The health insurance policies and regulations of different regions may differ on the payment time, which is subject to the regulations and policies of the local health insurance departments.

Summary of the above, health insurance payment conditions may change at any time, the specific circumstances also need to refer to the local health insurance department's regulations and policies.

Legal basis:

Article 27 of the Social Insurance Law of the People's Republic of China

Individuals who have participated in the basic medical insurance for employees and whose accumulated contributions have reached the national required number of years by the time they reach the legal retirement age will no longer be required to pay the basic medical insurance premiums after their retirement, and they will enjoy the basic medical insurance benefits in accordance with the national regulations; those who have not yet reached the national requirement can pay their contributions up to the national required number of years. Contribute to the state prescribed years.