What insurance can reimburse the treatment expenses of children with cerebral palsy?

Medical insurance can reimburse the treatment expenses of children with cerebral palsy, and the medical insurance fund will pay no more than 6 months every year before the age of 3; After the age of 3, the annual payment shall not exceed 3 months.

Congenital cerebral palsy in children, that is, congenital cerebral palsy in children, is a syndrome caused by non-progressive brain injury caused by some reasons before birth, at birth and early infancy, which is mainly manifested as central motor disorder and abnormal posture, and may be accompanied by mental retardation, seizures, behavioral abnormalities, sensory disorders and other abnormalities. Although the clinical symptoms will change with the growth of age and the maturity of the brain, the lesions of the central nervous system are fixed. Severe cases are accompanied by mental retardation, epilepsy, limb convulsions and visual, auditory and language dysfunction.

The causes of congenital cerebral palsy in children include abnormal placenta, abnormal fetal position, intrauterine distress, premature delivery, multiple births, asphyxia at birth, neonatal hypoxic-ischemic encephalopathy, nuclear jaundice, infection, trauma, cerebral hemorrhage, brain malformation and so on.

1. Hypoxic asphyxia: including fetal asphyxia in the mother's womb, neonatal asphyxia during delivery, respiratory distress syndrome, systemic circulation failure and polycythemia.

2, brain injury: such as infant brain injury during childbirth, neonatal brain injury or brain infection, cerebrovascular accident, etc.

3. Premature delivery and fetal dysplasia: intrauterine infection, slow intrauterine growth and congenital malformation. When the newborn's weight is less than 2,500g, the possibility of cerebral palsy is greatly increased (about 40% of children with cerebral palsy weigh less than 2,500g).

4, some genetic diseases and neonatal nuclear jaundice.

5. Etiology of pregnant women: including abdominal trauma, threatened abortion, prenatal bleeding, toxemia of pregnancy and placental causes (placental abruption, placenta previa, placental necrosis or placental dysfunction), as well as some chronic diseases of pregnant women (hypertension, hepatitis, diabetes, drug abuse, drug overdose, etc.). ).

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.