Buy social security if you die how to deal with

There are two scenarios if a social security participant dies:

1. If the participant dies before retirement, the individual contribution portion of the stored amount in his or her individual account for pension insurance and the interest will be returned to the heirs in a lump sum. The medical expenses before death can be reimbursed according to the regulations.

2. If a participant dies after retirement, the balance of the individual contributions and interest in the stored amount of the pension insurance individual account will be returned to the heirs in a lump sum. Funeral expenses and pensions can be applied for.