Can I get a refund if I pay more social security?

Social security can be refunded if it is heavy.

If there are repeated payments or retirement procedures in other places, you can apply for the withdrawal of repeated social security contributions. In addition, if there are special circumstances, such as changing nationality and leaving the country to settle down, the insured person dies, reaching the statutory retirement age but not reaching the prescribed minimum payment period, and the social security relationship cannot be transferred, you can apply to withdraw all the money from the social security personal account.

Generally speaking, repeated refund of social insurance premiums needs to meet one of the following conditions:

The insured has two or more old-age insurance relationships in the local area, and the insured has repeated payment when handling the transfer of old-age insurance (according to the principle of first transfer and then liquidation, the repeated payment will be refunded after handling the transfer), and has received the old-age insurance benefits in different places on a monthly basis. To apply for a refund of social insurance premiums, you need to follow the following steps. First, contact your social security agency to understand the refund policy and process. Usually, you need to fill in the refund application form and provide relevant documents and supporting materials, such as social security payment records, identity certificates, etc. Ensure that the information provided is accurate. Then submit the completed application form and related materials to the social security agency. The staff will conduct an audit and give a reply within a certain period of time. If the application is passed, the social security agency will refund the refund amount according to the prescribed procedures.

To sum up, the specific refund process may be different in different regions and different institutions. It is recommended to read the relevant regulations carefully or consult a professional before applying.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

It is stipulated that employers and individuals should pay social insurance premiums according to law, have the right to inquire about payment records and personal rights and interests, and request consulting services. Individuals enjoy social insurance benefits and have the right to supervise the payment of units.