Inner Mongolia individual pension insurance to pay the highest level of 15 years, this year's retirement, how much money can be received each month

A, flexible employment personnel social security payment 1. Flexible employment personnel social security payment two insurance workers pension insurance and medical insurance, you can also pay the pension insurance alone. Accumulated payment of more than 15 years, reaching the retirement age for retirement, receive a pension. 2. On the retirement age of flexible employment personnel, most areas are male 60 years of age retirement, female 55 years of age. Only a few regions allow women to retire at the age of 50, such as Qinghai, Sichuan, Qingdao, etc. 3. Pension Insurance Contribution RatioThe pension insurance contribution ratio for flexibly employed persons is about 20% of the contribution base, which is generally 6%~8% lower than that of enterprises.20% of the contribution, 8% goes to the personal account, and 12% is included in the social co-ordination.4. Personal AccountPersonal account is equal to the part of the enterprise staff's personal contribution to the pension insurance every month. The individual account is equivalent to the enterprise personnel monthly personal contribution to the part of the pension insurance. It is also equivalent to deposited in the bank, will always be your money, and and the interest rate is very high. In terms of the data released by the Ministry of Human Resources and Social Security, the interest rate of the personal account in 2016 was 8.31%, 7.12% in 2017%, and 8.2% in 2018, which is definitely more than the balance treasure, bank wealth management and other products.5. Coordinated accountThe other 60% of the individual's contribution to the pension insurance is included in the social coordination, and is transferred and used by the social security institutions, mainly for paying the pensions of the people who have retired at present. Emphasis: If you withdraw from the insurance after a few years of contributions, you can only return the cost of the personal account, which means that the other 60% of the diplomacy is gone and does not belong to you! Second, the pension calculation monthly pension = basic pension + personal account pension for 1993, before the establishment of China's social insurance system, to participate in the work of people, a part of the deemed contribution years. This part will exist transitional pension. However, considering that most of us joined the workforce after 1993, the transitional pension will not be elaborated here. Basic pension = average monthly salary of employees on the job in the previous year at the time of retirement × (1 + average index) / 2 × years of contribution × 1% personal account pension = total personal account pension / 139 Third, pay contributions for 15 years, how much pension can I get? Qingdao City, the last 15 years since the actual data of flexible employment personnel contributions, for example, to retire in 2020: Step 1: the basic pension minimum grade (60% contribution ratio): 6573 × (1 + 0.6)/2 × 15 × 1% = 788.76 yuan in the middle of the grade (100% contribution ratio): 6573 × (1 + 1)/2 × 15 × 1% = 985.95 yuan Step 2 : Individual Account Pension Monthly Individual Account Pension Minimum: 26678.60 Yuan Monthly Pension: 26678.60/139 = 192 Yuan 100% Contribution Rate Individual Account Pension: 44464.32 Yuan Monthly Pension: 44464.32/139 = 320 Yuan Step 3: The two add up to the flexible employee to pay the 15 years of old age pension insurance according to the lowest 60% of the base payment, 2020