Job Recruitment Website - Social security inquiry - Is it the same as the company buying social security?
Is it the same as the company buying social security?
Legal analysis: different. 1. Retirement time: First of all, there are differences in the retirement age of female insured persons: female cadres in the unit are 55 years old and female employees are 50 years old; Everyone is 55 years old. The retirement age of male insured is 60 years old, regardless of unit or individual. Insurance: enterprise social security has three insurance benefits: unemployment, work injury and maternity; Personal social security does not have these three insurance benefits. Medical expenses: the medical insurance card of enterprise social security has a certain amount of medical expenses every month; Personal social security has no medical expenses. 2. Endowment insurance is different. Enterprise social security: individuals who participate in the basic old-age insurance will receive the basic old-age insurance monthly when they reach the statutory retirement age and have paid 15 years. If the accumulated payment is less than fifteen years when reaching the statutory retirement age, the payment can be made for fifteen years, and then the basic pension can be received monthly. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his will can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. Personal social security: the social security paid by individuals is an old-age insurance system covering non-employees with urban household registration. Most cities pay an annual fee, and voluntary insurance is not compulsory. In addition, in addition to individual contributions, the government will also subsidize individual social security. The more individual contributions, the more government subsidies, and all individual contributions and government subsidies are included in the insured's personal account.
Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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