How do enterprises pay employees five insurances and one gold?

Legal analysis: the company needs to register five insurances and one gold for employees, pay social security and housing provident fund, and bring relevant materials to handle social security and provident fund.

1, five insurance procedures

First of all, we must register for social insurance:

1, sorting out the list of social security personnel handled by the unit and the original and photocopy of the ID card;

2. New employees need the original and copy of the labor contract;

3. The renewal personnel ensure that the personal window has been stopped, or the former unit has been stopped;

Step 4 fill in the form

Two, also need to fill in the social insurance "online declaration" business application form, was awarded the "online declaration" business operation authority.

3. To declare the change of business operation procedures for the insured.

Four, the insured enterprises to complete the "online declaration" operation, after confirmation, should submit the online "accounts receivable verification" application.

2, a gold formalities

The newly established unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit.

Units that employ employees shall, within 30 days from the date of employment, go to the housing provident fund management center for registration of housing provident fund deposit.

Legal basis: Regulations on the Administration of Social Insurance Premium Declaration and Payment.

Article 4 The employing unit shall report the payment to the local social insurance agency within the prescribed time limit every month, and the reporting items include: (1) the name of the employing unit, organization code, address and contact information; (two) the employer's bank, account name and account number; (three) the employer's payment insurance, payment base, rate and payment amount; (four) the roster of employees and the payment of employees; (five) other matters stipulated by the social insurance agency. In a payment year, after the initial declaration by the employer, the remaining months can only declare the changes in the matters specified in the preceding paragraph; If there is no change, it may not be declared.

Article 5 The social insurance premiums payable by employees shall be declared by the employer on their behalf. The items declared on behalf of employees include: employee's name, social security number, employment type, contact address, withholding details, etc.

The details and changes of the payment declared by the employer on behalf of the employee must be signed by the employee himself and kept by the employer for future reference.

Article 6 If the employing unit has difficulty in handling the social insurance payment declaration in the social insurance agency, it may file the declaration by mail with the consent of the social insurance agency. The actual declaration date is the postmark date of the mailing place. Conditional areas, the employer can also declare online in accordance with the provisions of social insurance agencies.

Article 7 The employing unit shall truthfully declare the declared items listed in Articles 4 and 5 of these Provisions to the social insurance agency. If the employer's application materials are complete, the payment base and rate meet the requirements, and the reporting relationship is consistent, the social insurance agency will issue a notice of payment after approval; If the application materials of the employer do not meet the requirements, they shall be returned to the employer for correction. In the process of carrying out social insurance audit, social insurance agencies find that employers have failed to declare truthfully, resulting in underreporting or underpayment of social insurance premiums, which shall be handled in accordance with the provisions of Article 86 of the Social Insurance Law.

Article 8 An employing unit shall, within 30 days from the date of employment, register social insurance for its employees and declare and pay social insurance premiums. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. If the employer fails to declare the amount of social insurance premiums payable according to the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no payment amount last month, the social insurance agency shall temporarily determine the amount of payment according to the operating conditions of the unit, the number of employees and the average salary of employees in the local last year. After the employer completes the declaration procedures, the social insurance agency shall settle the accounts in accordance with the provisions.

Article 9 If the employer fails to declare the payment on schedule due to force majeure, it may postpone the declaration; After the force majeure situation is eliminated, it shall immediately report to the social insurance agency. The social insurance agency shall ascertain the facts and approve them.