How can disabled people pay social security without a job?

Unemployed disabled people can pay social security by handling basic old-age insurance for urban and rural residents and participating in basic medical insurance for urban and rural residents.

First, understand the social security policy and the rights and interests of the disabled

As a part of society, disabled people enjoy the same social security rights as other citizens. Therefore, the disabled should actively understand the national and local social security policies and clarify their rights and interests. At the same time, organizations such as the Disabled Persons' Federation will also provide relevant policy advice and help for the disabled.

Two, for the basic old-age insurance for urban and rural residents

For the unemployed disabled, who have reached the age of 16 (excluding students at school) and have not participated in other forms of old-age insurance, they can apply to the local social security department to participate in the basic old-age insurance for urban and rural residents. In the application process, you need to provide relevant identity certificates and disability certificates. After the disabled are insured, they need to pay the old-age insurance premium according to the prescribed standards and enjoy the corresponding old-age insurance benefits.

Three, to participate in the basic medical insurance for urban and rural residents

In addition to old-age insurance, disabled people should also consider participating in basic medical insurance for urban and rural residents. The insurance aims to provide the insured with basic medical security and reduce the burden of medical expenses. Disabled people can consult the local social security department or medical insurance department about the specific procedures and standards for participation in insurance, and pay medical insurance premiums as required.

Fourth, seek government subsidies and assistance.

For the disabled with financial difficulties, the government has also provided a series of subsidies and assistance policies. For example, in some areas, eligible disabled people will be given social security fee relief or subsidies. Disabled people can learn about relevant policies and application procedures from the local civil affairs department or the Disabled Persons' Federation.

To sum up:

Unemployed disabled people can pay social security by handling basic old-age insurance for urban and rural residents and participating in basic medical insurance for urban and rural residents. At the same time, disabled people can also seek government subsidies and assistance policies to reduce their economic burden. Specific enrollment methods, standards and subsidy policies may vary from region to region. It is recommended that disabled people go to relevant local departments for detailed consultation and handling.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Law of the People's Republic of China on the Protection of Disabled Persons

Article 46 provides that:

The state guarantees the rights of disabled people to enjoy various social security. The government and society take measures to improve the social security of the disabled and ensure and improve their lives.