What is the difference between the social security card gold card and silver card

Legal analysis: First, the use of different people. According to the original provisions of the "municipal employees use the gold card, township employees and urban and rural residents use the silver card".

Second, the scope of coordination. The "silver card" includes inpatient coordination and outpatient coordination, with lower contribution standards to achieve the majority of people's basic medical protection. The original "Gold Card" includes an inpatient coordinator and an individual account, which means that "Gold Card" participants can get reimbursement for inpatient hospitalization costs, but they have to pay for the outpatient costs of minor illnesses on their own. Although they are entitled to supplemental hospitalization medical insurance, the contribution rate is nearly seven times higher than that of the "silver card".

Third, the medical treatment is different. Gold card holders enjoy a higher standard of medical treatment, but the amount of money spent is higher, which is not conducive to a more effective use of health insurance funds.

Legal basis: The Social Insurance Law of the People's Republic of China

Article 2 The State establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to safeguard the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.

Article 4 Employers and individuals within the territory of the People's Republic of China*** and the State of China pay social insurance premiums in accordance with the law, and have the right to inquire about the records of payment of premiums and records of the rights and interests of individuals, as well as to demand that the social insurance administration agencies provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.