Social security has been paid on 15. Is it worth the risk of losing land?

The endowment insurance for landless farmers can be merged with the endowment insurance for urban workers. Different provinces, municipalities and autonomous regions have different regulations, but the treatment methods are basically the same.

1. If employees who participate in the basic old-age insurance also participate in the basic living security of landless farmers, the payment period of the basic old-age insurance for urban employees can be converted into 6 years according to regulations, and the overall medical care for serious illness can be converted into the payment period of the basic medical insurance (10 year).

2. When the insured reaches the legal retirement age, the pension benefits are determined according to the actual payment period and the converted payment period of the old-age insurance: two years add up to 15, so that the enterprise can retire and enjoy the basic pension for employees.

3. If employees reach the statutory retirement age after participating in the basic old-age insurance and the accumulated payment is less than 15 years, there are two ways to deal with it: choose to pay the basic old-age insurance in one lump sum, and go through the pension collection procedures after 15 years. You can apply for new rural social endowment insurance or urban residents' social endowment insurance in the transfer place and enjoy the corresponding pension insurance benefits. That is, the old-age insurance for urban workers actually paid is converted into the basic living guarantee for landless farmers, and they are treated according to the basic living guarantee measures for landless farmers.

4. Employees who participate in the basic old-age insurance can go through the formalities after reaching the statutory retirement age, or they can pay the medical insurance premium for 20 years in one lump sum and enjoy the basic medical insurance benefits for employees.