What is the difference between the social security handled by the neighborhood Committee and the social security handled by the unit itself?

The difference between employee medical insurance and resident medical insurance is mainly reflected in the payment period, the object of protection, the payment standard and the treatment standard.

1, different security objects

The applicable population of employee medical insurance is the employees of all employers in cities and towns, including employees of organs, enterprises, institutions and other units; Residents' medical insurance covers urban and rural residents.

2. Different payment standards

The medical insurance premium for employees shall be paid monthly by the employer and individual employees according to a certain proportion; But residents' medical insurance is generally paid once a year.

3. Different treatment standards

The medical insurance benefits of urban and rural residents are lower than those of urban workers, and the reimbursement rate of medical insurance for residents is 50% to 70%, and that for employees is 70% to 85%.

Extended data

Five characteristics of social insurance

1. The objective basis of social insurance is the risks existing in the labor field, and the insurance standard is the worker himself;

2. The subject of social insurance is specific. Including workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of labor force;

5. The insurance fund comes from the payment and financial support of employers and workers.

Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy. (Some companies don't calculate five insurances and one gold according to employees' actual wages, but set another base to calculate and pay. )

reference data

Social Insurance _ Baidu Encyclopedia