Job Recruitment Website - Social security inquiry - What's the difference between medical insurance and social security? Which one should I buy?
What's the difference between medical insurance and social security? Which one should I buy?
First of all, the concept is different.
Social security > medical insurance, to be precise, social security includes medical insurance. Social security is the abbreviation of "social insurance". Social insurance is a social and economic system that the state establishes a social insurance fund through legislation to provide income or compensation for those who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons.
The main contents of social insurance include endowment insurance, maternity insurance, industrial injury insurance, medical insurance and unemployment insurance. Also known as "five risks".
And medical insurance is the abbreviation of "medical insurance". Medical insurance is a social insurance system established to compensate workers for economic losses caused by disease risks. It can help sick members of society get necessary material help from society, reduce the burden of medical expenses, and prevent sick members from becoming poor due to illness. So social security ≠ medical insurance.
Second, the function is different.
Click the "Social Security" function, and you can query the enrollment, payment and treatment payment. In terms of "payment", both urban and rural residents and flexible employees can pay. The payment of employees in the unit requires the unified declaration of payment by the unit.
The most important function of the medical insurance interface is that it can easily query the list of reimbursed drugs and the name of pharmacies, and can also register online for medical treatment in different places.
Third, functional departments are different.
With the establishment of the Medical Insurance Bureau, the one-stop service of medical insurance is carried out in the Medical Insurance Bureau, so it is the responsibility of the Medical Insurance Bureau to maintain these functions. In addition to medical insurance, other social security-related functions are still the responsibility of the Human Resources and Social Security Bureau and the Social Security Center.
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